Environmental and Energy Study Instutute, July 2011
Authors: Ellen Larson Vaughan, Iryna Payosova, Samantha Akella
The manufactured housing industry is a logical starting place for creating a new business model for unsubsidized sustainable, affordable housing development. High-performance manufactured housing will benefit homebuyers, the manufactured housing industry, the U.S. economy, and the environment. Creating high-performance housing that is affordable for low to middle income households requires planning, creative and innovative design, and efficient implementation.
Fannie Mae Housing Insights Volume 3, Issue 5; June 27, 2013
Author: Patrick Simmons, Director, Strategic Planning, Economic and Strategic Resources Group
Residential construction plummeted during the housing bust that began in 2006. Nearly a decade before the onset of the housing construction downturn, however, manufactured housing production began a protracted decline. The drop in production, which accompanied a bust in manufactured home lending that followed a period of easy credit availability and lax underwriting during the second half of the 1990s, is notable not only for its severity, but also because manufactured homes are an important source of low-cost housing.
Community Development INVESTMENT REVIEW; March 2014
Authors: Stacey Epperson, Nest Step and Doug Ryan, Corporation for Enterprise Development (CFED)
Manufactured Housing proves a viable homeownership alternative for low- and moderate-income Americans who want to build wealth. The lack of real wage growth for many Americans requires a new way of thinking about housing options throughout the United States.
The United States Government Accountability Office (GAO) Report to Congressional Requesters; July 2014
Lead Author: Mathew J. Scire
GAO makes several recommendation to HUD concerning Manufactured Housing. One important recommendation requires that HUD address how FHA financing might further manufactured home affordability.
Consumer Financial Protection Bureau; September 2014
This white paper provides background on manufactured housing, including the markets and regulatory environment, as well as consumers who purchase or rent manufactured housing.
The Atlantic, October 24, 2014
Author: Alaha Semuels
Houses made in a factory are an affordable and energy-efficient way for lower income Americans to become homeowners.